Welcome To American Title Services

With over XX years in the title business, Community First Title Agency’s goal is to give you the fastest and best closing experience possible. We pride ourselves on communication throughout the entire closing process to all parties involved. Since we’ve closed...

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What Is Equity?

  Equity is the value YOU own in a property, such as a house. It’s the difference between what’s OWED and what the property is WORTH in the current market. The example this video shows – you have a house worth $300,000 today, and you owe the bank $200,000....

What Are Real Estate Commissions?

  As the video says – real estate agents aren’t paid by the hour! They’re paid a percentage of the purchase price in a successful real estate transaction. When one agent represents the sellers, and another represents the buyers, the commission is typically...

What Is “Prime”?

  The Prime Lending Rate – sometimes just called “Prime”  – is the interest rate that banks charge each other for overnight loans. Some consumer rates – like ARMs – are set in relation to Prime. In the US, Prime is affected by the Federal...