How Do I Begin The Process Of Buying A Home?

  Remember these pointers from the video: start by thinking about your situation. Are you ready to buy a home? How much can you afford in a monthly mortgage payment? How much space do you need? What areas of town do you like? After you answer these questions,...

How Does Purchasing A Home Compare With Renting?

  Like the video says, the two don’t really compare at all. The one advantage of renting is being generally free of most maintenance responsibilities. But by renting, you lose the chance to build equity, take advantage of tax benefits, and protect yourself...

What Is A Credit Bureau Score And How Do Lenders Use Them?

  As we show you in this video, a credit bureau score – or “credit score” – is a number based upon your credit history that represents the possibility that you will be unable to repay a loan. Lenders use it to determine your ability to qualify for a...

How Can I Find Out Information About My Credit History?

  Watch this video and take a few notes! There are three major credit reporting companies: Equifax – www.equifax.com, 1-800-685-1111 Experian – www.experian.com, 1-888-397-3742 Trans Union – www.transunion.com, 1-800-916-8800 Obtaining your...

How Are Pre-Qualifying And Pre-Approval Different?

  Watch this video for the details. Pre-qualification is an informal way to see how much you may be able to borrow. You can be ‘pre-qualified’ over the phone with no paperwork by telling a lender your income, your long-term debts, and how large a down...